Updated for 2019! In this age of disappearing pensions and decimated retirement savings accounts, Social Security benefits are becoming more and more important all the time. As the baby boom generation reaches retirement age, we're seeing more and more folks who want learn how to maximize the Social Security benefits available to them. A Social Security Owner's Manual was created to help folks better understand all of the options available as they commence this very important benefit. You'll learn how your benefits are calculated, how to maximize not only your own benefit but the benefits available to your spouse, and methods for wringing every possible dollar from the available benefit structure.This edition is updated with all of the changes brought about by the Bipartisan Budget Act of 2015, so that you have the latest, up-to-date information on available strategies.