This book not only contains the most up-to-date real estate forms, advisories, and disclosures, but we've included the full text of the oh-so-important Statewide BUyer and Seller Advisory Form. If you look closely, you'll find all 50 Disclosures listed with the words "Brokers do not have expertise in this area." This limits the liabilities of brokers by indicating to buyers and sellers the advisability of consulting an expert in matters in which a broker is not expected to have expertise. Its a win-win as everyone walks away with a greater understanding of the exclusive rights and duties of all parties involved.