Credit Cards & Debit Cards: Your Guide to the Bankcard Industry and Best Practices

Credit Cards & Debit Cards

Here Is A Preview Of What You’ll Learn

• A Brief History of the Bankcard Industry
• The Role of the Cardholder, Merchant, Issuer, Acquirer, and the Card Associations
• The Authorization and Settlement Process
• The Critical Role of Interchange....Why Issuers Love It and Merchants Do Not
• How To Choose a Credit Card
• Your Monthly Credit Card Statement….Why It’s Wise To Review It Every Month
• What To Do If Something Appears Incorrect or Suspicious On Your Account
• Merchant Disputes....Understanding Your Rights When Something Goes Wrong with a Purchase
• Card Fraud.....Ways To Protect Yourself
• Bankcard Fees....How to Avoid Some of the More Common Ones
• Debit Cards....When Best to Use and Not to Use a PIN
• And Much More……