Please be aware orders placed now will not arrive in time for Christmas, please check delivery times.
Dave Ramsey Starter Envelope System
Leather Bound
Includes Instructions
FPU Seal on the front
zipper Pouch
The Starter Envelope System has all the tools that you need to begin Dave's proven, easy-to-use cash-management system. This popular component from the Financial Peace University Membership is being offered separately for the first time. Try out this simple way to manage your household income and expenses and avoid spending more than you earn! What's Included: * Zip-up change pocket * Envelope system and instructions * Four extra cash-management envelopes You can even fit your checkbook inside, depending on how much cash you carry!