When a sudden rash of stolen cars brings Millie Morrow's daughter under suspicion for conspiracy to commit insurance fraud, Millie convinces her two best friends, Trish Anderson and Edna Radcliff, to help her find out who is trying to frame Michelle. Knowing the odds are against them that they will be able to discover who the thugs are, Trish and Edna nevertheless go through the motions of investigating, hoping Millie will feel productive in helping her daughter while the police do the real detective work. But the situation becomes much more serious when a body is found in front of the insurance office Michelle works for. And even though the evidence pointing to an inside job is purely circumstantial, it could still destroy Michelle, something the ladies are determined to prevent. They're going to have to work fast to present a different theory for the police to consider, though, since Millie has once again alienated Henry Espinoza, the chief of police. And she's alienated someone else, too, if the suspicious incidents suddenly plaguing her are anything to go by. Keeping Millie out of trouble while attempting to clear her daughter's name will take every ounce of skill . . . or luck . . . the amateur sleuths possess.