Hannah has come to St. Croix with her friend Clair and her family on holidays. The lovely blonde doesn't think much of big dumb jocks, but on her first night in St. Croix she gets caught skinny-dipping by Claire's brothers, which leads to a shocking, edgy sexual episode of submission and domination. Now the whole family – except for Mr. Masters himself – has gone to a zoo, leaving her alone to ponder what she's gotten herself into! But Mr. Masters overheard the previous night wild goings on, and a mortified Hannah has to endure 'a dad lecture on bdsm'! Only this lecture comes complete with a hands on demonstration that soon has her breathless and overwhelmed with the dark heat Mr. Masters rouses within her! She thought she had played a kinky game with the Masters brothers. But now Mr. Masters will demonstrate just how real – and hot – it can be!