Life & Health Exam Secrets Study Guide: Life & Health Test Review for the Life & Health Insurance Exam

Get the test prep help you need to be successful on the Life & Health test. The Life & Health Exam is extremely challenging and thorough test preparation is essential for success. Life & Health Exam Secrets Study Guide is the ideal prep solution for anyone who wants to pass the Life & Health Exam, as well as avoid those last-minute Life & Health Exam cram sessions. Not only does it provide a comprehensive guide to the Life & Health Exam as a whole, it also provides practice test questions as well as detailed explanations of each answer.

Life & Health Exam Secrets Study Guide includes:

• A detailed overview of the Life & Health Exam


• An analysis of types of life policies


• A guide to life policy riders, provisions, options, and exclusions


• An examination of completing the applications, underwriting and delivering the life policy


• A full study of taxes, retirement, and other life insurance concepts


• An in-depth look at types of health policies


• A breakdown of health policy revisions, clauses, and riders


• An extensive review of social insurance


• A review of other health insurance concepts


• An in-depth look at field underwriting procedures


• Comprehensive practice Life & Health Exam questions with detailed answer explanations

It's filled with the critical information you'll need in order to do well on the test: the concepts, procedures, principles, and vocabulary that the state licensing boards expects you to have mastered before sitting for the exam.

The Types of Life Policies section covers:

• Ordinary straight life


• Universal whole life and variable whole life


• Convertible term life


• Fixed and variable annuities

The Life Policy Riders, Provisions, Options, and Exclusions section covers:

• Accidental Death and Dismemberment


• Primary and contingent beneficiaries


• Accelerated death benefits

The Taxes, Retirement, and Other Life Insurance Concepts section covers:

• Underwriting


• Determining a client's personal and business insurance needs


• Social Security benefits

The Types of Health Policies section covers:

• Disability income


• Health savings accounts, health reimbursement accounts, and Flexible Spending Accounts


• Group health insurance coverage


• Vision insurance

The Health Policy Revisions, Clauses, and Riders section covers:

• Entire contract


• Timely payment of claims


• Coinsurance


• Conditionally renewable and optionally renewable

The Social Insurance section covers:

• Medicare supplement plans


• Medicaid


• Primary and secondary payers

The Other Health Insurance Concepts section covers:

• Total disability


• Workers compensation

The Field Underwriting Procedures section covers:

• Underwriting life insurance policies


• Aleatory contracts


• Representations

Our Mometrix Life & Health Test Study Guide offers:

• Life & Health test prep book that provides a comprehensive review for the Life & Health test.


• Life & Health exam prep that will help you elevate your Life & Health test score.


• Life & Health study manual that will reduce your worry about the Life & Health exam.


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• Life & Health practice test questions and much more...