What would you do with $45 Million...? Monica Gomez of Rio Blanco, Arizona, is one lucky twenty-nine-year-old. She’s smart, pretty, and single. Oh, and a year ago she won forty-five million dollars in a magazine sweepstakes. But, as luck would have it, hitting the jackpot triggered an avalanche of misery. Her former boss claims the money is his and he’s spent the past year dragging Monica to court and feeding lurid stories to the tabloid press. Former friends and newly-discovered “family members†pester her day and night demanding cash for their illnesses, their business schemes, or for just being “kin.†Sick of hassling over her newfound riches, Monica abruptly moves to Maui, Hawaii. She’s looking for a new start, a blank slate. Soon after arriving she’s accosted at a Honokowai grocery store by a brawny, and wickedly handsome, local guy who hits her up for a donation to the Maui Food Bank. Will it never end? She meets Derek Chambers, a good-looking single guy in her classy Kapalua neighborhood whose wealth far surpasses her own. Finally, a guy who “gets†her. But who is he, really? And how much will it cost her to find out? Her fortune, her self-esteem—maybe even her life?