What You Must Know before Purchasing a Home with a Mortgage!
Before someone begins the process of purchasing a home with a mortgage, they need to understand basic terminology in the contract and to be familiar with different types of mortgages. This guide will discuss these basic terms such as FICA score, Equity, APR and various types of mortgages. There are two disclosure forms which were designed to protect the consumer from Real Estate Agencies that may be increasing costs to the consumers. This guide will provide information about the history of real estate laws and regulations; along with an explanation of the forms; Good Faith Estimate (GFE) and the form Real Estate Settlement Procedures Act (RESPA) and the Truth in Lending Act (TILA).
Inside you will find important information that you need to know before making a real estate purchase.
Information You Will Discover Inside
What is TILA-RESPA Integrated Disclosure Act
The Great Depression in 1930’s and Great Recession of 2008
How American Consumers are Protected from Corporate Greed
What consumers need to know about the new law before purchasing a home with a mortgage
And MANY more!
Would You Like to Know More?
This book contains information about real estate basic terms and new disclosure forms. Would you like to be well prepared with the right knowledge to make your next real estate purchase?
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