Based on personally reviewing 1,000's of credit reports, teaching about credit and finance on the MBA level and the experiences of 1,000's of bank clients, the author of The Credit Road Map will tell you everything you ever needed to know about the world of credit. Take control of your credit! Learn to navigate through the world of credit with The Credit Road Map, a book designed to help you understand how credit works. Whether you currently have excellent credit, bad credit, or no credit, you will find this book extremely valuable. The credit industry has a tighter hold than ever on American consumers and it s high time that consumers become aware of how the credit system works. Most people turn a blind eye toward credit, unaware of the variables that influence their credit records. Save money and save yourself from the frustration that credit can often bring, by learning about the how and why of credit through in-depth examples and explanations. The purpose of the book is to explain a subject that most people do not fully know or understand. Many people seem to know something about credit, but few know all the information necessary to control their credit. This is your detailed plan to progress toward high credit scores. In return, high credit scores save time, money and energy.