There are roughly 76 million baby boomers in the US.
36 million of them are NOT financially prepared for retirement.
It happens to all of us. We are born. We grow up. We work hard at our careers. We have our families. Our kids grow up and get married. Then suddenly, we wake up one morning in our 50s and realize we have been so busy with "daily life" that we haven't really thought about how we will take care of ourselves and feel safe and secure when we retire.
The thought of aging and retirement can be scary. We might fear we won't have enough money to support ourselves. We might worry about getting ill or about paying for health care - not just for ourselves, but possibly for our aging parents as well. We might even worry about our grown children, who depend upon us for financial help.
Fortunately, Social Security is a financial lifeline available to retired American workers. However, according to the Center for Retirement Research at Boston College, over 60% of Americans are NOT getting the maximum amount of Social Security to which they are entitled. Why? Because they don't actually know what they are entitled to and how to get it. They might also have heard media "horror stories" about the red tape involved with receiving government benefits. All this can make the mere thought of Social Security daunting, if not overwhelming.
But author Dr. Donna Davis wants you to know that obtaining your rightfully earned government benefits is not as hard as most people think. That's why she's written this book:
The New Retirement Basics:
The Quick and Easy Guide to Social Security and Medicare 2016
Trying to wade through the quagmire of online information about Social Security can take a long time, and all the financial jargon can make it difficult to follow. In The New Retirement Basics, Dr. Davis has condensed hundreds of pages of government information into one, concise package, using simple, everyday language you don't need to have an Accounting degree to understand. Organized in a stress-free, flowing style, each chapter gives you a point-by-point description of the requirements and steps you'll need to take to obtain your benefits.
In this book, you will find answers to these questions (and many more):
- When can I start collecting Social Security?
- How much money will I get?
- What do I have to do to get it?
- What if I live abroad?
- What if I'm divorced or widowed?
- Can I work while collecting Social Security?
- Am I eligible for Medicare?
- When can I get Medicare?
- Is Medicare free?
The New Retirement Basics will save you time, spare you headaches, and help you sleep better at night. It will give you all the information you need to make educated decisions about your financial future and avoid the mistakes many others have made. It will give you more choices, so you can have more money and more financial security as you get older. All of this will bring you peace of mind and a feeling of empowerment about your future.
Accepting the fact that we are aging and our lives are inevitably going to change can be emotionally difficult for many. But with this book by Dr. Donna Davis, at least Social Security and Medicare need not be a nightmare.
